LOW COST CONVERTIBLE TERM LIFE INSURANCE
PROTECTION FOR THE GROWING FAMILY
Did you know that some low cost term life policies from highly rated insurance companies allow you to convert your policy to a permanent life policy that can provide you with a tax-advantaged way to save for retirement along with tax-free income from policy loans while continuing to protect your family?
Not all term life insurance is created equally. When purchasing a large term life policy, you really should have the expertise and experience of a financial fiduciary on your side. A fiduciary who will make sure that your policy meets your specific needs and is acquired at the lowest possible cost. A fiduciary who is required to put your needs ahead of their their own interests, including compensation.
This is the primary service that we offer, and along with customized disability insurance for business owners and professionals, we focus on the total financial protection of our clients with growing families.
We work for you, not the insurance company, but your cost of insurance coverage should be the same as if you bought directly from an insurance company, online or through a term insurance mill. With our knowledge of the many different life insurance companies, their financial condition and their underwriting criteria, we may even be able to save you money.
Life insurance is not only my profession, it is my passion!
No one wants to think about death. But, it happens. My apparently healthy father passed away suddenly when I was three years old. My mother was able to stay at home and take care of me because of the foresight of my Father in having enough life insurance protection to meet our family needs, pay off the mortgage and help pay for my college education.
I've long made sure that I am fully insured to protect my own family.